Bad credit report? Let’s read it together.

We go through your reports item by item and dispute what is inaccurate, outdated or unverifiable.

Get started How it works

Working with us does not guarantee any score or removal. The credit bureaus decide every dispute.

Your report, read item by item

A sample report, in the order we go through it

Late payment, 2022Disputing: inaccurate
Collection accountDisputing: unverifiable
Hard inquiryDisputing: not authorized
Charge off, 2017Disputing: outdated
Car loan, paid on timeAccurate, stays
Credit card, paid on timeAccurate, stays

Round one for this report

4 items disputed2 items left alone

A sample report. Yours is read on its own.

Credit reports are supposed to be accurate. When yours is not, you can dispute it. That is the work we do with you.

Your reports list accounts, late payments, collections and inquiries. Some of those entries are wrong, out of date, or cannot be backed up by the company that reported them. We find those entries, write the disputes, send them to the credit bureaus and the companies reporting the items, and tell you what comes back each round.

We do not promise a score.: No honest company can tell you what your score will be. What we can tell you is what is on your report and what we would dispute.
We do not touch accurate information.: If an item is correct and the company can verify it, it stays. We go after what is inaccurate, outdated or unverifiable.
You hear from us every round.: You get word each time disputes go out and each time answers come back, so you always know where things stand.

More clients, from their own credit reports.

Each is one person’s result. Your report is different, and so is what we can do with it.

Matthew 685824+139

Items deleted
7

Days
85
Anthony 673766+93

Items deleted
13

Days
143
Gary 622753+131

Items deleted
11

Days
137
Brandon 625781+156 Experian, Jul 2026
James 620755+135

Items deleted
6

Days
138
Kenneth 644739+95

Items deleted
9

Days
137
Curtis 536661+125 Experian, Apr 2026
Zain 620771+151

Items deleted
15

Days
130
Ricky 585834+249 Experian, Dec 2025

Results shown are individual experiences, are not typical, and no specific outcome is guaranteed.

How it works.

Answer a few questions

Tell us a little about your credit and what you are trying to do. It takes about two minutes.

Talk with our team

Pick a time that suits you. On the call we go over where your credit stands and whether we can help.

We get to work

If it is a fit, here is what happens next.

We go through your credit reports with you, item by item.
We write and send disputes for anything that is inaccurate, outdated or unverifiable.
We keep at it, round after round, and tell you what came back each time.

Hear it from them.

Four Ignite clients, in their own words.

Paperflow Fro

Young, with a couple of missed payments.

Low 500s → 700s

In their words: Met Richard, changed everything within weeks.
Rebuilding after late payments

Found Richard on Instagram after late payments dropped him from 750 into the 500s.

500s → 750

In their words: Very attentive, very helpful.
Jenny

A client for about four months.

Mid 500s → mid 700s

In their words: I would totally recommend this service to any of my friends and family.
Tony C.

Stubborn accounts on his report for years.

Stubborn accounts removed

In their words: He communicates with you at all times.

What they wrote on Trustpilot.

Eight reviews, word for word.

★★★★★

The real deal

Richard and his team were absolutely phenomenal, able to get deletions in a short amount of time that my previous credit repair company (ran by an FCRA attorney) couldn’t get over many months. It’s hard to find good credit repair companies in this industry (I’ve also been a certified credit counselor for over 10 years) but these guys are the real deal.

Andrew WeberAug 2024
★★★★★

Thank you Richard!

I am beyond happy with the results I’ve seen after working with Richard! My score has gone from the low 500s to the mid 700s, which I never thought possible. I had over 50 inquiries and multiple open and closed accounts in derogatory status, but Richard managed to get them all removed.

RICEOct 2024
★★★★★

Richard and his team are the BEST

I’ve worked with another company back in 2020 and they were not able to get many accounts off. Within 2-3 rounds with Richard all 9 accounts got removed instantly. We are still working on one really stubborn account, but I have my faith with this team. 10/10 would recommend.

No Limits Entertainment LLCOct 2024
★★★★★

Everything removed!

Wow, my wife’s credit report went from having late payments and collections to zero derogatory remarks after working with Richard and his team. We received correspondence every time disputes were sent out. I’m very happy with the service we received.

Jon MartinezFeb 2025
★★★★★

Great systems, great communication

I found Richard on Instagram a couple years ago and I always admired the results he showed from his clients. His team with Ben and Kenie have been amazing help with communication and getting everything I needed done with my repair process. Great systems, great communication, & RESULTS HAPPENED.

Skyler KelleyMar 2025
★★★★★

Great Services

Richard is very professional and is always communicative whenever I have questions about anything. The service has been great and very promising. I have already seen a positive impact on my credit. I highly recommend this to anyone needing credit repair.

Majid MujahidOct 2024
★★★★★

Exceptionally easy to work with

Lamar & Richard were exceptionally easy to work with. Communication was always quick and concise! Never wasted any time with our process. Will be referring a few partners of mine to them.

Jeremy LumacadAug 2024
★★★★★

Phenomenal guidance

I have been working with Lamar & Richard for a little over 2 years now & I must say their professionalism & expertise is unmatched. They have been a huge blessing to me & my business with consistent guidance & resources.

FormidableCapitalOct 2024